A personal finance side project
Violet keeps it in check.
Plutus turns transaction alerts into a living ledger, shapes spending around your real life, and talks it through with you on Telegram, without forcing you into someone else’s system.
Why Plutus exists
“There are great finance apps out there. But I’m bad at finances, and instead of adopting someone else’s system, I wanted to understand the problem by building my own.”
One quiet loop
Plutus does more than collect expenses. It preserves the evidence, adds context, and keeps the conversation open when real life refuses to fit a neat category.
Transaction emails arrive automatically. Raw details stay intact as evidence.
AI adds financial meaning: your share, funding month, commitments, refunds, and money owed.
Ask, correct, or add context in Telegram. Violet remembers the decision next time.
A chat, not a spreadsheet
These fictional conversations mirror real Plutus flows, from understanding a new purchase to recalculating a flexible budget and untangling shared expenses.
Today
Friday
₹3,060 spent of ₹5,000
Sunday
Built for messy real life
The useful part isn’t another pie chart. It’s a system that can preserve facts, admit uncertainty, and change its mind without losing history.
Plutus watches transaction alerts from your financial accounts and turns them into structured evidence without exposing provider names on the public page.
Flex challenges carry underspend and overspend forward instead of pretending every day is identical.
Raw alerts stay immutable. New interpretations supersede old ones, so every number has a trail.
Plutus keeps the original expenses, standalone payments, reimbursements, and net balance visible without quietly rewriting one into another.
Under the hood
Plutus is intentionally personal, but the engineering is built to be inspectable: deterministic ledger math, AI only where judgment is needed, and interfaces for Telegram, REST, and MCP clients.
Explore the sourceBuilt in public, used in private
Follow the experiments, read the ledger design, or borrow an idea for a system of your own.
